Your property has value. Let it work for you.
Unlock significant funds against your residential or commercial property — without selling it — through CitoWealth's LAP solutions.
WHY CHOOSE LAP
| Higher Loan Amounts LAP typically offers significantly larger amounts than unsecured loans, based on property market value. | Lower Interest Rates Being secured by collateral, LAP rates are generally more favourable than personal or business loans. |
| Extended Repayment Tenure Longer repayment periods reduce your monthly EMI burden considerably. | Multipurpose End Use Business growth, education funding, medical needs, or debt consolidation — your choice. |
PROPERTY TYPES ACCEPTED (SUBJECT TO LENDER POLICY)
- • Self-occupied residential property (flat, bungalow, villa)
- • Rented residential property with clear title
- • Commercial property — shops, offices, and warehouses
- • Industrial property — subject to lender-specific criteria
HOW CITOWEALTH HELPS
CitoWealth works with lenders who assess both residential and commercial properties. Our team ensures your property documents are complete and in order, that the valuation is conducted fairly, and that your application reaches the right lender desk for fastest possible processing.
■ LAP is a secured loan product. Non-repayment may result in foreclosure of the mortgaged property as per lender terms and applicable law. CitoWealth strongly advises borrowers to fully assess their repayment capacity before availing this product.